Recurring revenue
The share is paid for as long as the merchant runs the programme, not once at signature.
Banking
Banks and acquirers
Card-linked loyalty sits on top of the acquiring you already run. The terminal recognises the cardholder from the payment token, offers to spend their balance, and confirms the deduction once the transaction succeeds.
It gives the merchant a reason to stay in your portfolio and the cardholder a reason to reach for your card first.
At a glance
- Who this is for
- Banks, acquirers and payment processors
- Revenue share
- Up to 50%, recurring
- Engineering work
- None on your side
- Agreement
- Agreed per partner
Updated
How it works on this track
Four things that change for you, and what each one rests on.
01
Value added to acquiring
Loyalty becomes part of what the merchant gets from you, not a service they buy from somebody else.
02
Reduced merchant churn
A running loyalty programme is much harder to move than a terminal, so the portfolio holds.
03
Card preference
When the balance is tied to the card, the cardholder reaches for yours rather than someone else's.
04
No change to the payment flow
Identification reads the token that the transaction already produces; the payment itself is untouched.
In practice
What the shopper sees
Whatever the commercial track, the counter experience is the same: the shopper is recognised, the balance is offered, and one confirmation closes it.
No engineering programme
The engine is maintained on our side, including anti-fraud and reporting.
Terms per partner
What you own of the sales and support cycle is what sets the share.
Questions on this track
What does a partner have to build?
Nothing. Rules, accrual, expiry, referrals, wallet passes, anti-fraud and reporting already exist and already run. A partner adds a distribution channel, not an engineering programme.
Can loyalty run on our payment terminals?
Yes, in two modes. The scanner installs as an APK on a smart terminal, or the terminal recognises the shopper from the bank card token and offers to spend their balance in the same tap.
Which markets does 7Bonuses run in?
Slovakia, Ukraine, Kazakhstan and Uzbekistan. All four have state fiscalisation, which makes the scenario where a shopper scans the fiscal QR on their receipt possible with no POS integration and no staff action.
Next step
Let's put numbers on it
Describe your volume and how much of the cycle you want to own, and we will come back with commercial terms.